Unit 6 The Value of Money

Teaching Children to Spend Pocket Money Wisely

① School-going children need pocket money for food, stationery and bus fares. Parents give pocket money to their children in different ways. Some give a lump sum at the beginning of a month or a week. Others prefer to give pocket money on a daily basis. (1)The way in which pocket money is given affects how money is spent or saved.(承上啟下的句子) On the other hand, the children#39;s spending habits may affect how pocket money is given.

② (2)Pocket money given on a daily basis is sometimes termed as quot;food moneyquot;. Children usually use the pocket money to buy food during recess and also at lunch hour if they have school activities in the afternoon. They learn how to manage small sums of money. As the money is limited, they have to control their spending.(承上啟下的句子)(3)Some parents choose this method of allocating pocket money in order to prevent their children from overspending, hoping that in time they can be trusted with larger sums of money. Parents who earn daily wages may also opt for this due to financial constraints.(承上句)

本部分重點及難點：

1. The way in which pocket money is given affects how money is spent or saved.

(1) the way (in which / that) sb. does sth. (參考Unit 2，Text A)

the way (in which / that) sth. is done

(2) 句子的主干是：The way affects how money is spent or saved.

2. Pocket money given on a daily basis is sometimes termed as quot;food moneyquot;.

(1) given on a daily basis 過去分詞短語作定語

(2) be termed as 被稱為hellip;

3. Some parents choose this method of allocating pocket money in order to prevent their children from overspending, hoping that in time they can be trusted with larger sums of money.

(1) 句子的主干是Some parents choose this method in order to prevent their children from overspending.

prevent sb. from doing sth.與keep sb. from doing sth. 相同，但前者from可以省略，后者不能省略。

(2) hoping thathellip;伴隨狀語，相當于in the hope thathellip;quot;懷著hellip;hellip;的希望quot;

(3) in time: sooner or later, eventually 遲早，最后

You will learn how to do it in time. 你遲早會能學會做這件事的。

(4) trust hellip;withhellip;把hellip;hellip;托付給hellip;hellip; (參考Unit 3，Text B)

③ Giving pocket money on a daily basis places responsibilities of budgeting on the parents, instead of the child. (4)The child may spend every single cent of the daily pocket money by overindulging in junk food as they know they will get another sum of money the next day. This results in children being shortsighted in their spending. The thought of saving money never crossed their minds. (承上啟下的句子) They may develop the mentality that money is meant to be spent.(承上句)Others spend more than they are given. They borrow from their siblings or their classmates when they feel like indulging themselves. Then they may ask for money to pay off their debts. (5)This habit of borrowing causes them to depend on others to solve their problems.(承上啟下的句子) In such instances, the purpose of rationing is defeated.

本部分重點及難點：

4. The child may spend every single cent of the daily pocket money by overindulging in junk food as they know they will get another sum of money the next day. 孩子知道第二天還能得到一筆零花錢，因而會花光每一分錢，暴食垃圾食品。

5. This habit of borrowing causes them to depend on others to solve their problems.

(1) cause sb. to do sth.

(2) depend / rely on sb. to do sth.

注意depend的派生詞：dependent (on/upon)

dependence (on/upon)

independent (of)

Independence Day

類似用法的結構：wait for sb. to do sth.

call on sb. to do sth.

look to sb. to do sth. / for sth. 指望某人做某事

請認真答題，答題結果將記入知識點測評的成績!

【單選題】10. His complete ______ on his parents made them very disappointed. He decided to encourage him to be _______ of them.

middot; A. independent, dependent

middot; B. independence, dependent

middot; C. dependence, independence

middot; D. dependence, independent

【答案】D

【解析】本題考查depend的派生詞。第一個空格作主語故需要填名詞，第二個空格作表語，故需要填形容詞，因此用B和D中選擇，根據句意需選D。句意為quot;他純粹依靠父母使父母很失望，他們決定鼓勵他獨立于他們。quot;

【知識點】depend的派生詞

④ Children need to learn how to budget their money. Some parents go by the quot;learing by doingquot; principle and give their children lump sums at the beginning of the month, and by the third week of the month their account is already dry.

⑤ On the other hand, some learn to budget their pocket money very well and even have savings at the end of the month. They do not borrow money unnecessarily. In other words, they learn to spend within their means. (6)The key to doing this is to differentiate between needs and wants. (7)Buy the necessary first, and indulge ourselves only if there is money left. (承上啟下的句子) (8)This habit, when inculcated since young, stands them in good stead when they start working and earning their own money. It enables them to resist the temptation of quot;buy now and pay laterquot; schemes.(承上總結的句子)

本部分重點及難點

6. The key to doing this is to differentiate between needs and wants. 做到這一點的關鍵是區分必須的和想要的。

(1) the key to (doing) sth.

(2) differentiate between A and B和differ fromhellip;的不同： 前者意為quot;區分A和Bquot;后者意為quot;與hellip;hellip;不同quot;

注意同根詞：differ A differs from B hellip;

different A is different from B

difference the difference between A and B

differentiate differentiate between A and B

7. Buy the necessary first, and indulge ourselves only if there is money left.

(1) only if 只有在hellip;hellip;的情況下

注意區分if only 要是hellip;hellip;就好了 If only I were a free bird flying in the sky.

(2) there is money left. 錢有剩余。

8. This habit, when inculcated since young, stands them in good stead when they start working and earning their own money. 當他們開始工作賺錢，年幼時受到諄諄教誨而養成的習慣就會使他們受益。

(1) inculcate sth. in/into sb. / inculcate sb. with sth. 向某人灌輸hellip;hellip;，用hellip;hellip;教育某人

inculcate in young people a respect for the law = inculcate young people with a respect for the law向年輕人反復灌輸法制的思想

(2) stand sb. in good stead: be beneficial to sb.

補充：benefit-beneficial

influence-influential

mystery-mysterious

misery-miserable

請認真答題，答題結果將記入知識點測評的成績!

【單選題】11. I#39;m willing to lend you some money _______ you promise you will repay me next week.

middot; A. otherwise

middot; B. unless

middot; C. only if

middot; D. if only

【答案】C

【解析】本題考查only if和if only的區別。only if是條件句的強調形式，意為quot;只有在hellip;hellip;的情況下quot;;if only 意為quot;要是hellip;hellip;就好了quot;，用于虛擬語氣，故選C。句意為quot;只要你承諾下周還我，我愿意借給你錢。quot;

【知識點】only if和if only的區別

⑥ Formation of any habit starts at a tender age(幼年). (9)There is no better way to teach children to manage money than to start with their pocket money. They need to learn the importance of budgeting right from kindergarten days. It is a good idea to start with daily pocket money and move on to monthly pocket money.(承上啟下的句子) When children learn to spend within their means, they are able to manage their finances well later in their lives.

本部分重點及難點：

9. There is no better way to teach children to manage money than to start with their pocket money.

否定詞和比較級連用相當于最高級。本句相當于：To start with their pocket money is the best way to teach children to manage money.

再如：There is nothing better than having a cold drink on a hot summer afternoon.

I cannot agree with you more.

I cannot care less.

His words cannot be more inspiring.

請認真答題，答題結果將記入知識點測評的成績!

【單選題】12. I benefited a lot from his words. In fact, his words _______.

middot; A. encouraged no more

middot; B. couldn#39;t be more encouraging

middot; C. not more encouraging

middot; D. couldn#39;t be more encouragement

【答案】B

【解析】本題考查quot;否定詞+比較級quot;。本句選擇B，His words couldn#39;t be more encouraging.相當于His words were the most encouraging.quot;他的話太鼓舞人了。quot;D選項中詞性使用錯誤，應該用形容詞encouraging而不是名詞encouragement作表語。

【知識點】否定詞+比較級